Which institution regulates Pakistan’s banking sector?
a) Federal Board of Revenue (FBR)
b) State Bank of Pakistan (SBP)
c) Securities and Exchange Commission of Pakistan (SECP)
d) Pakistan Stock Exchange (PSX)
How does the banking sector contribute to economic growth?
a) By reducing investments
b) By facilitating capital formation
c) By increasing tax rates
d) By eliminating loans
Which type of banking service promotes financial inclusion in Pakistan?
a) Offshore banking
b) Microfinance banking
c) Corporate banking
d) Investment banking
What is the primary function of the State Bank of Pakistan?
a) Collecting taxes
b) Regulating monetary policy
c) Running commercial banks
d) Issuing passports
Which policy was introduced to encourage digital banking in Pakistan?
a) Financial Inclusion Strategy
b) Export Growth Plan
c) Industrial Development Program
d) Rural Credit Scheme
What role do banks play in Pakistan’s industrial sector?
a) They discourage foreign investment
b) They provide financing and credit facilities
c) They increase import tariffs
d) They regulate labor laws
Which bank was the first to be privatized under Pakistan’s banking reforms?
a) National Bank of Pakistan
b) United Bank Limited
c) Bank Alfalah
d) First Women Bank
What is a major challenge for Pakistan’s banking sector?
a) High literacy rates
b) Political interference
c) Declining internet penetration
d) Decrease in digital transactions
Which international financial organization has influenced Pakistan’s banking reforms?
a) World Trade Organization
b) United Nations
c) International Monetary Fund (IMF)
d) SAARC Development Fund
Which bank in Pakistan is primarily responsible for regulating inflation and currency stability?
a) Bank of Punjab
b) State Bank of Pakistan
c) Meezan Bank
d) Habib Bank Limited
What is the minimum capital requirement for banks in Pakistan set by SBP?
a) Rs. 5 billion
b) Rs. 10 billion
c) Rs. 25 billion
d) Rs. 50 billion
Which banking model is growing rapidly in Pakistan due to religious compliance?
a) Investment banking
b) Retail banking
c) Islamic banking
d) Offshore banking
Which financial instrument is commonly used for business financing in Pakistan?
a) Treasury bonds
b) Bank loans
c) Gold reserves
d) Property leases
What is a key reason for high non-performing loans (NPLs) in Pakistan’s banking sector?
a) High agricultural productivity
b) Weak credit risk management
c) Increased tax revenue
d) Strong regulatory framework
Which of the following is a major source of foreign exchange inflows in Pakistan?
a) Tourism revenue
b) Exports of IT services
c) Foreign remittances
d) Imports of luxury goods
What is the role of the Pakistan Stock Exchange in economic growth?
a) Regulating banking transactions
b) Providing investment opportunities
c) Controlling inflation rates
d) Collecting property taxes
Which law governs banking operations in Pakistan?
a) Companies Act 2017
b) Banking Companies Ordinance 1962
c) Taxation Act 2001
d) Monetary Regulation Act 1995
Which bank was established as Pakistan’s first full-fledged Islamic bank?
a) Dubai Islamic Bank
b) Meezan Bank
c) Bank Alfalah
d) Habib Metro Bank
Which organization ensures deposit protection in Pakistan’s banking sector?
a) State Bank of Pakistan
b) Securities and Exchange Commission of Pakistan
c) Federal Board of Revenue
d) Deposit Protection Corporation (DPC)
What is a key objective of banking sector digitization in Pakistan?
a) Expand cash-based transactions
b) Enhance financial inclusion
c) Reduce internet banking services
d) Increase loan interest rates
Which international banking regulation is followed in Pakistan?
a) Basel Accords
b) IMF Monetary Policy
c) World Trade Regulations
d) WTO Banking Standards
Which banking service has expanded due to fintech companies in Pakistan?
a) Gold-based investments
b) Online and mobile banking
c) Corporate loans
d) Foreign direct investment
What is the main challenge of implementing financial inclusion in Pakistan?
a) Lack of banking awareness
b) Increase in foreign exchange reserves
c) High literacy rates
d) Government funding for banks
What was a major step in Pakistan’s banking reforms during the 1990s?
a) Nationalization of all banks
b) Privatization of state-owned banks
c) Introduction of cryptocurrency regulations
d) Closure of all foreign banks
Which policy helps in preventing money laundering in Pakistan’s banking sector?
a) Financial Action Task Force (FATF) regulations
b) Stock Market Reform Act
c) Investment Growth Strategy
d) Public Sector Banking Act
Which financial institution provides long-term industrial financing in Pakistan?
a) Pakistan Industrial Credit and Investment Corporation (PICIC)
b) State Bank of Pakistan
c) National Bank of Pakistan
d) Federal Board of Revenue
What is the impact of foreign direct investment (FDI) on Pakistan’s banking sector?
a) Decline in financial services
b) Boost in economic growth
c) Reduction in banking loans
d) Decrease in stock market investments
Which type of banking was introduced to improve rural financial access?
a) Corporate banking
b) Microfinance banking
c) Investment banking
d) Offshore banking
Which economic sector relies heavily on banking services for growth?
a) Agriculture
b) Real estate
c) Manufacturing
d) All of the above
